Thanks to the information of the weekly The Salvagente, write a small handbook for passengers noticed.
Whatever the goal, and the means chosen to achieve it, the bill is needed is, in reality, one that, for this period, could also make up the bills never made. The holiday travel, as is called technically, the duration of the holiday and, in general, has an affordable price.

Depending on the destination policy "full", which includes the main guarantees for the tourist, ranging from 100 to almost 400. Although when you adventure in the comparison of proposals is easy to be faced with prices also very different and equally different coverages. And then we see what guarantees can be adapted to various needs, how to choose among the dozens of companies specializing in this type of insurance and care with which to conclude the contract. The base warranty is found commonly known as the calming of care to the person and / or self. To the person has a range of coverage varies from company number as a company. The list of covers is activated wide: ranging from convalescent person's return to the extension of stay if the conditions of health can not allow a return within the time limit; dall'interprete available abroad in case of hospitalization the advance expenditure basic necessities in the event of accident, theft, robbery, theft or non-delivery of luggage. Or even with the advance of the bail-in of plumbing, carpenter or blacksmith for problems that may occur at home while you are out. For car or motorcycle, in addition, there is a set of specific safeguards such as the relief road, the vehicle for the towing of the vehicle, sending taxi or even spare parts abroad. Before entering into a policy is good to know all the words to see if what you are paying is justified by a service that may, when appropriate, to be truly useful. In the case of medical expenses this warranty provides for the direct payment or reimbursement of medical costs, pharmaceutical, hospital care or urgent surgery and not have that you might face during the journey. It is essential for those who go to countries outside Europe without the coverage of health care nationally and in countries like the U.S. where health costs are very high. The accident insurance instead applies to accidents occurring during the journey or the whole holiday, but only for activities of non-vocational. If you're planning sports type diving, climbing and other dangerous sports, make sure they are included. We come to the classic warranty liability covering liability for damage caused to third parties. Are usually including the ownership of pets, the use of horses, the responsibility of baby sitter, au pair staff, aid households.

And before you leave if we fear that our bags do not arrive at your destination with us? It can provide baggage and personal effects. In this case the company will reimburse, within the limits of the permissible limit, the damage caused by theft, robbery, theft, loss or loss of baggage and personal effects, no or delayed baggage. The guarantee of theft of luggage is quite expensive, with low limits for electronic and photographic equipment, with several exclusions, and with frequent problems at the time of liquidation. Other security that may be required is the legal protection that covers the costs of the proceedings and for claims, criminal, violations. Provides in general are the costs of any interpreter. And if we were suddenly unable to start? There is a cover specific to the withdrawal from the trip. In this case, the guarantee covers the cost of transfer of the trip in case of death, accident or illness of the insured or a family member. The warranty can be valid even for professional reasons (redundancy, sudden transfer), for severe damage (the house fire, theft) and even the inability to reach the place of departure. Which company? Companies specializing in this type of business, as anticipated, are a dozen. Of all the EuropAssistance that stands out from 40 years managing the care for themselves and many other companies, and non-specialist, with direct presence in hundreds of countries worldwide.
Before you leave if you want's a holiday-trip, it is good that you keep these tips below to not run into unpleasant surprises. Check carefully the exclusions in the contract. You may find that the situations and activities that interest you are among those excluded and therefore, in case of incident, you will not be paid by your company. Subsidiaries that are not excluding the countries where you will go or who will cross. These policies are not always for all the world: some countries are excluded, however there are always countries that are in a state of war (declared or de facto). Also check out the franchises. In general, however, they are deductibles and relatively low.
Avoid duplication. The guarantees of the sometimes are offered free of charge from their bank. If you already have a bill of responsibilities of a family policy or accident, it is unnecessary to include travel in these programs. Beware of insurance packages sold by travel agencies which have lower premiums, but more often with limited guarantees. If you travel a lot, pick a single bill-year rather than take out several temporary. Finally, save the toll-free reference and communicated as soon as possible (within 3 - 5 days) any claim to the company.